risk peril danger | a venture undertaken without regard to possible loss or injury, he saw the rewards but not the risks of crime, there was a danger he would do the wrong thing |
insurance claim | demand for payment in accordance with an insurance policy |
social insurance | government provision for unemployed, injured, or aged people, financed by contributions from employers and employees as well as by government revenue |
national insurance | social insurance program in Britain, based on contributions from employers and employees, provides payments to unemployed and sick and retired people as well as medical services |
old-age insurance | insurance paid to the elderly |
survivors insurance | insurance paid to surviving spouses |
disability insurance | social insurance for the disabled |
risk arbitrage takeover arbitrage | arbitrage involving risk, as in the simultaneous purchase of stock in a target company and sale of stock in its potential acquirer, if the takeover fails the arbitrageur may lose a great deal of money |
risk risk of exposure | the probability of being exposed to an infectious agent |
risk risk of infection | the probability of becoming infected given that exposure to an infectious agent has occurred |
policy insurance policy insurance | written contract or certificate of insurance, you should have read the small print on your policy |
insurance company insurance firm insurer insurance underwriter underwriter | a financial institution that sells insurance |
Federal Deposit Insurance Corporation FDIC | a federally sponsored corporation that insures accounts in national banks and other qualified institutions |
gambler risk taker | someone who risks loss or injury in the hope of gain or excitement |
insurance broker insurance agent general agent underwriter | an agent who sells insurance |
premium insurance premium | payment for insurance |
coverage insurance coverage | the total amount and type of insurance carried |
insurance | promise of reimbursement in the case of loss, paid to people or companies so concerned about hazards that they have made prepayments to an insurance company |
automobile insurance car insurance | insurance against loss due to theft or traffic accidents |
no fault insurance no fault automobile insurance | a system of automobile insurance where a party who is injured in an automobile accident recovers damages up to a specific amount against his own insurance company regardless of who was responsible for the accident, the amount of litigation resulting from minor accidents is reduced by no fault insurance |
business interruption insurance | insurance that provides protection for the loss of profits and continuing fixed expenses resulting from a break in commercial activities due to the occurrence of a peril |
fire insurance | insurance against loss due to fire |
group insurance | insurance that is purchased by a group (such as the employees of a company) usually at a reduced rate to individual members of the group |
hazard insurance | insurance that provides protection against certain risks such as storms or fires |
health insurance | insurance against loss due to ill health |
hospitalization insurance hospitalization | insurance that pays all or part of a patient's hospital expense |
liability insurance | insurance that provides protection from claims arising from injuries or damage to other people or property |
life insurance life assurance | insurance paid to named beneficiaries when the insured person dies, in England they call life insurance life assurance |
endowment insurance | life insurance for a specified amount which is payable to the insured person at the expiration of a certain period of time or to a designated beneficiary immediately upon the death of the insured |
tontine tontine insurance | a form of life insurance whereby on the death or default of a participant his share is distributed to the remaining members |
whole life insurance ordinary life insurance straight life insurance | insurance on the life of the insured for a fixed amount at a definite premium that is paid each year in the same amount during the entire lifetime of the insured |
malpractice insurance | insurance purchased by physicians and hospitals to cover the cost of being sued for malpractice, obstetricians have to pay high rates for malpractice insurance |
self-insurance | insuring yourself by setting aside money to cover possible losses rather than by purchasing an insurance policy |
term insurance | lowost insurance that is valid only for a stated period of time and has no cash surrender value or loan value, term insurance is most often associated with life insurance policies |
venture capital risk capital | wealth available for investment in new or speculative enterprises |
indemnity insurance | protection against future loss |
hazard jeopardy peril risk endangerment | a source of danger, a possibility of incurring loss or misfortune, drinking alcohol is a health hazard |
gamble chance risk hazard take chances adventure run a risk take a chance | take a risk in the hope of a favorable outcome, When you buy these stocks you are gambling |
risk put on the line lay on the line | expose to a chance of loss or damage, We risked losing a lot of money in this venture, Why risk your life?, She laid her job on the line when she told the boss that he was wrong |
risk-free riskless unhazardous | thought to be devoid of risk |
bad risky high-risk speculative | not financially safe or secure, a bad investment, high risk investments, anything that promises to pay too much can't help being risky, speculative business enterprises |