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A penny is a coin or a unit of currency in various countries. Borrowed from the Carolingian denarius , it is usually the smallest denomination within a currency system. Presently, it is the formal name of the British penny and the informal name of one American cent as well as the informal Irish designation of 1 cent euro coin . It is the informal name of the cent unit of account in Canada, although one cent coins are no longer minted in that country. The name is also used in reference to various historical currencies also derived from the Carolingian system, such as the French denier and the German pfennig. It may also be informally used to refer to any similar smallest-denomination coin, such as the euro cent or Chinese fen.